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	<title>Matt M. Brown &#124; The Insurance Producer  &#124;  The Insurance Agent For People Who Want To Produce More</title>
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		<title>Homeowners Insurance Survival Blueprint: &#8220;Insider Secret&#8221; #4</title>
		<link>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-4-493</link>
		<comments>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-4-493#comments</comments>
		<pubDate>Sun, 29 Jan 2012 18:14:30 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Ada]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[auto policy]]></category>
		<category><![CDATA[celina]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[findlay]]></category>
		<category><![CDATA[hays insurance agency]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[kenton]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[lima]]></category>
		<category><![CDATA[matt brown]]></category>
		<category><![CDATA[producer]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=493</guid>
		<description><![CDATA[This is the 4th installment of my 7-part blog series helping you prepare for the homeowners insurance crisis in 2012 and over the next few years. Package Deal For Ultimate Savings This is a no brainer. Most insurance companies, who have any common sense, will offer you considerable discounts and savings for bundling your auto [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My interview with Peter van Aartrijk and Rick Morgan on Insurance Journal Radio&#8230;</title>
		<link>http://www.mattmbrown.com/general/my-interview-with-peter-van-aartrijk-and-rick-morgan-on-insurance-journal-radio-487</link>
		<comments>http://www.mattmbrown.com/general/my-interview-with-peter-van-aartrijk-and-rick-morgan-on-insurance-journal-radio-487#comments</comments>
		<pubDate>Fri, 27 Jan 2012 21:40:26 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=487</guid>
		<description><![CDATA[Click Here and listen to the interview! I believe that the insurance industry NEEDS indepdendent insurance agents because we are the backbone of the industry. I don&#8217;t have all the answers, and I don&#8217;t own Hays Insurance Agencies (yet), but I have a great deal of respect for Bruce Hays and all the other agency [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homeowners Insurance Survival Blueprint: &#8220;Insider Secret&#8221; #5</title>
		<link>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-5-481</link>
		<comments>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-5-481#comments</comments>
		<pubDate>Tue, 24 Jan 2012 22:03:10 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=481</guid>
		<description><![CDATA[For decades the typical homeowners policy (called an “HO-3 Special Form” in industry lingo) has carried one deductible on the policy. Some variations exist where you can have separate deductible for your roof, but soon that could become common practice… If you view your homeowners insurance policy as a tool for offsetting a significant loss, [...]]]></description>
		<wfw:commentRss>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-5-481/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homeowners Insurance Survival Blueprint: Insider Secret #6</title>
		<link>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-6-457</link>
		<comments>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-6-457#comments</comments>
		<pubDate>Mon, 23 Jan 2012 18:23:36 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Ada]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[celina]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[findlay]]></category>
		<category><![CDATA[hays insurance]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[kenton]]></category>
		<category><![CDATA[lima]]></category>
		<category><![CDATA[matt brown]]></category>
		<category><![CDATA[ohio]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=457</guid>
		<description><![CDATA[The latest scoop from my 7-part blog series on the looming homeowners insurance market&#8230;stay informed! Your Credit Score Could Ruin Your Homeowners Insurance Rate Did you know that? It’s called “insurance scoring” and it includes taking your credit score and basing your homeowners insurance rate on that “insurance score”. Why in the world would an [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homeowners Insurance Survival Blueprint: Insider Secret #7</title>
		<link>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-7-449</link>
		<comments>http://www.mattmbrown.com/general/homeowners-insurance-survival-blueprint-insider-secret-7-449#comments</comments>
		<pubDate>Sun, 22 Jan 2012 14:51:42 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Ada]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[celina]]></category>
		<category><![CDATA[findlay]]></category>
		<category><![CDATA[forest]]></category>
		<category><![CDATA[Hays Insurance Agencies]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[kenton]]></category>
		<category><![CDATA[lima]]></category>
		<category><![CDATA[matt brown]]></category>
		<category><![CDATA[rates]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=449</guid>
		<description><![CDATA[Expect The Big Questions&#8230;That Means You&#8217;re Getting The Best Value! If you decide to shop your insurance because of an increase, the agent you work with will gather information about you and your home and take that info to the insurance company they represent (or several insurance companies if they’re an independent agent) and share [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why West Central Ohioans&#8217; Homeowners Insurance Rates Are Going To Go Up&#8230;And What You Can Do About It!</title>
		<link>http://www.mattmbrown.com/general/why-west-central-ohioans-homeowners-insurance-rates-are-going-to-go-up-and-what-you-can-do-about-it-438</link>
		<comments>http://www.mattmbrown.com/general/why-west-central-ohioans-homeowners-insurance-rates-are-going-to-go-up-and-what-you-can-do-about-it-438#comments</comments>
		<pubDate>Sat, 21 Jan 2012 18:11:07 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Ada]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[celina]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[findlay]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[increase]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[kenton]]></category>
		<category><![CDATA[lima]]></category>
		<category><![CDATA[ohio]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[rates]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=438</guid>
		<description><![CDATA[There&#8217;s actually 11 reasons why&#8230;storm, storm, storm, storm, storm, storm, storm, storm, storm, storm, storm. Reports are coming from everywhere talking about it, Ohio property rates are going up as a result of so many storms&#8230;and not just locally either. Big catastrophic storms that hit all over the globe affect your rates right here in [...]]]></description>
		<wfw:commentRss>http://www.mattmbrown.com/general/why-west-central-ohioans-homeowners-insurance-rates-are-going-to-go-up-and-what-you-can-do-about-it-438/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Protect Yourself From Water and &#8220;Poo&#8221; Back-Up!</title>
		<link>http://www.mattmbrown.com/general/snow-and-rain-will-wipe-out-your-savings-account-today-420</link>
		<comments>http://www.mattmbrown.com/general/snow-and-rain-will-wipe-out-your-savings-account-today-420#comments</comments>
		<pubDate>Wed, 30 Nov 2011 12:32:59 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Ada]]></category>
		<category><![CDATA[basement]]></category>
		<category><![CDATA[celina]]></category>
		<category><![CDATA[coldwater]]></category>
		<category><![CDATA[coverage]]></category>
		<category><![CDATA[damage]]></category>
		<category><![CDATA[findlay]]></category>
		<category><![CDATA[Hays Insurance Agencies]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance agent]]></category>
		<category><![CDATA[kenton]]></category>
		<category><![CDATA[lima]]></category>
		<category><![CDATA[matt brown]]></category>
		<category><![CDATA[ohio]]></category>
		<category><![CDATA[rain]]></category>
		<category><![CDATA[sewage backup]]></category>
		<category><![CDATA[snow]]></category>
		<category><![CDATA[st. mary's]]></category>
		<category><![CDATA[wapakoneta]]></category>
		<category><![CDATA[water backup]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=420</guid>
		<description><![CDATA[“What would you do if you woke up to the sounds of your wife screaming bloody murder in the dead of night?” Not knowing what to expect you dart down the hallway and find her standing at the top of your basement stairwell pointing at a watery mess…over 24 inches deep! Electronics ruined, the furniture [...]]]></description>
		<wfw:commentRss>http://www.mattmbrown.com/general/snow-and-rain-will-wipe-out-your-savings-account-today-420/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Secret Formula For Success</title>
		<link>http://www.mattmbrown.com/general/how-i-made-the-jv-team-as-a-freshman-at-kenton-high-school-415</link>
		<comments>http://www.mattmbrown.com/general/how-i-made-the-jv-team-as-a-freshman-at-kenton-high-school-415#comments</comments>
		<pubDate>Wed, 23 Nov 2011 12:13:46 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[ada ohio]]></category>
		<category><![CDATA[basketball]]></category>
		<category><![CDATA[hardin leadership]]></category>
		<category><![CDATA[Hays Insurance Agencies]]></category>
		<category><![CDATA[insurance agent]]></category>
		<category><![CDATA[jack canfield]]></category>
		<category><![CDATA[junior varsity]]></category>
		<category><![CDATA[kenton]]></category>
		<category><![CDATA[matt brown]]></category>
		<category><![CDATA[Matt McCullough]]></category>
		<category><![CDATA[shawnee]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[the success principles]]></category>
		<category><![CDATA[varsity]]></category>
		<category><![CDATA[western buckeye league]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=415</guid>
		<description><![CDATA[The Hardin Leadership Class of 2011 invited me to speak at their graduation ceremony on November 10, 2011. It was an honor to share with them some of my own thoughts on success and leadership. I shared a secret formula about success with them that I&#8217;ve been using since I first heard about it when [...]]]></description>
		<wfw:commentRss>http://www.mattmbrown.com/general/how-i-made-the-jv-team-as-a-freshman-at-kenton-high-school-415/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Speaker Matt Brown Endorsed by Charlie Hauser Director of PR and Communiations at PIA of Ohio</title>
		<link>http://www.mattmbrown.com/general/videos/speaker-matt-brown-endorsed-by-charlie-hauser-director-of-pr-and-communiations-at-pia-of-ohio-409</link>
		<comments>http://www.mattmbrown.com/general/videos/speaker-matt-brown-endorsed-by-charlie-hauser-director-of-pr-and-communiations-at-pia-of-ohio-409#comments</comments>
		<pubDate>Sat, 01 Oct 2011 15:22:57 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[Watch Matt]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[Charlie Hauser]]></category>
		<category><![CDATA[conference]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[matt brown]]></category>
		<category><![CDATA[ohio]]></category>
		<category><![CDATA[panel]]></category>
		<category><![CDATA[PIA]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[speaker]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/general/videos/speaker-matt-brown-endorsed-by-charlie-hauser-director-of-pr-and-communiations-at-pia-of-ohio-409</guid>
		<description><![CDATA[After serving as a panel speaker for the 2011 PIA of Ohio Agency Management and Profitability Conference, Director of PR and Communications for PIA of Ohio (Charlie Hauser) offered his endorsement for the thoughts and strategies I shared with the audience of fellow agents.]]></description>
		<wfw:commentRss>http://www.mattmbrown.com/general/videos/speaker-matt-brown-endorsed-by-charlie-hauser-director-of-pr-and-communiations-at-pia-of-ohio-409/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Think 8XK</title>
		<link>http://www.mattmbrown.com/general/think-8xk-368</link>
		<comments>http://www.mattmbrown.com/general/think-8xk-368#comments</comments>
		<pubDate>Thu, 15 Sep 2011 18:49:55 +0000</pubDate>
		<dc:creator>Matt M. Brown</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Ada]]></category>
		<category><![CDATA[findlay]]></category>
		<category><![CDATA[frank conrad]]></category>
		<category><![CDATA[insurance agent]]></category>
		<category><![CDATA[kenton]]></category>
		<category><![CDATA[lima]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[mass media]]></category>
		<category><![CDATA[matt brown]]></category>
		<category><![CDATA[ohio]]></category>
		<category><![CDATA[radio]]></category>

		<guid isPermaLink="false">http://www.mattmbrown.com/?p=368</guid>
		<description><![CDATA[A new medium emerges that allows people to connect and share over great distances. Literally, the spreading of ideas and communication was invented. Do you know what I’m referring to? No, not social media. I’m referring to the advent of radio. A man named Frank Conrad, a chief assistant engineer at Westinghouse Electric Company in [...]]]></description>
		<wfw:commentRss>http://www.mattmbrown.com/general/think-8xk-368/feed</wfw:commentRss>
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