Homeowners Insurance Survival Blueprint: “Insider Secret” #4
This is the 4th installment of my 7-part blog series helping you prepare for the homeowners insurance crisis in 2012 and over the next few years. Package Deal For Ultimate Savings This is a no brainer. Most insurance companies, who have any common sense, will offer you considerable discounts and savings for bundling your auto insurance with your...
Read MoreMy interview with Peter van Aartrijk and Rick Morgan on Insurance Journal Radio…
Click Here and listen to the interview! I believe that the insurance industry NEEDS indepdendent insurance agents because we are the backbone of the industry. I don’t have all the answers, and I don’t own Hays Insurance Agencies (yet), but I have a great deal of respect for Bruce Hays and all the other agency principals who put in...
Read MoreHomeowners Insurance Survival Blueprint: “Insider Secret” #5
For decades the typical homeowners policy (called an “HO-3 Special Form” in industry lingo) has carried one deductible on the policy. Some variations exist where you can have separate deductible for your roof, but soon that could become common practice… If you view your homeowners insurance policy as a tool for offsetting a significant...
Read MoreHomeowners Insurance Survival Blueprint: Insider Secret #6
The latest scoop from my 7-part blog series on the looming homeowners insurance market…stay informed! Your Credit Score Could Ruin Your Homeowners Insurance Rate Did you know that? It’s called “insurance scoring” and it includes taking your credit score and basing your homeowners insurance rate on that “insurance score”. Why...
Read MoreHomeowners Insurance Survival Blueprint: Insider Secret #7
Expect The Big Questions…That Means You’re Getting The Best Value! If you decide to shop your insurance because of an increase, the agent you work with will gather information about you and your home and take that info to the insurance company they represent (or several insurance companies if they’re an independent agent) and share...
Read MoreWhy West Central Ohioans’ Homeowners Insurance Rates Are Going To Go Up…And What You Can Do About It!
There’s actually 11 reasons why…storm, storm, storm, storm, storm, storm, storm, storm, storm, storm, storm. Reports are coming from everywhere talking about it, Ohio property rates are going up as a result of so many storms…and not just locally either. Big catastrophic storms that hit all over the globe affect your rates right...
Read MoreHow To Protect Yourself From Water and “Poo” Back-Up!
“What would you do if you woke up to the sounds of your wife screaming bloody murder in the dead of night?” Not knowing what to expect you dart down the hallway and find her standing at the top of your basement stairwell pointing at a watery mess…over 24 inches deep! Electronics ruined, the furniture is water-logged, the carpet ruined, all...
Read MoreSecret Formula For Success
The Hardin Leadership Class of 2011 invited me to speak at their graduation ceremony on November 10, 2011. It was an honor to share with them some of my own thoughts on success and leadership. I shared a secret formula about success with them that I’ve been using since I first heard about it when I listened to Jack Canfield (author of the...
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